At Routable we want to make payment remittance as simple and transparent as can be.

Therefore we’ve spent a lot of time trying to expose transaction limits in the payment creation interface.

Are Bank Transfer transaction limits platform wide, or specific to my company?

To provide a tailored experience we work with each company to set their transaction limits.

As you build up your account transaction history (send more payments through the Routable platform) you can reach out to your account manager, or to the Routable support team to increase your per transaction limits.

What are the maximum transaction limits?

Below we’ll cover the maximum per transaction limit allowed to be sent through the Routable platform.

Your account’s transaction limits will most likely be lower than these maximum amounts.

Bank Transfer credits

When paying your vendors:

  • Standard ACH (4-5 Business days) - $2,500,000.00 per transaction

  • Expedited ACH (2-3 Business days) - $2,500,000.00 per transaction

  • NextDay ACH (1 business day) - $2,500,000.00 per transaction

  • SameDay ACH - $1,000,000.00 per transaction

  • RTP (within seconds) - $100,000.00 per transaction

  • Cross-border (3-5 business days) - transaction limits vary by country

ACH debits

When getting paid by customers:

  • Standard ACH (4-5 Business days) - $100,000.00 per transaction

Why is the SameDay ACH transfer so low?

The SameDay ACH payment option is new within the United States and thus is regulated to $100,000.00 per transaction. Once the United States Fed increase these limits, we’ll make sure to update them on Routable as well.

Cross-border transaction limits


Limit (local currency)

Ballpark Amount in USD

United Kingdom




150k SGD



100k CAD


Hong Kong

500k HKD


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