Routable charges different fees based on the type of transaction.
ACH Payable Transaction Fees
Delivery option | Delivery speed | Fee |
Expedited | 2-3 business days | $0.50 |
NextDay | 1 business day | $1.00 |
SameDay | End of business day | $2.00 |
Standard | 4-5 business days | $0.50 |
ACH Receivable Transaction Fees
Delivery option | Delivery speed | Fee |
Standard | 4-5 business days | 0.8% ($5.00 cap) |
Check Transaction Fees
Delivery option | Delivery speed | Fee |
USPS First-Class | 2-5 business days | $1.50 |
USPS Certified First-Class | 2-5 business days | $12.50 |
USPS Priority | 2-3 business days | $12.50 |
USPS Priority Express | 1-2 business days | $35 |
USPS Priority w/ Signature | 2-3 business days | $15 |
USPS International First-Class | 7-14 business days | $4 |
FedEx Next Day | 1 business day | $30 |
FedEx Two Day | 1-2 business days | $15 |
Basis Points and ACH Addenda
Adding an ACH Addenda Record to a payment will result in an additional cost of 3 basis points per transaction.
Basis points are a unit of measure used in finance to describe the percentage change.
One basis point is equal to 0.01% (1/100th of a percent).
A charge of 3 basis points means that the charge is 0.0003% of the initial amount.