Routable charges different fees based on the type of transaction.

Bank Transfer Payable Transaction Fees

Delivery option

Delivery speed

Fee

ACH SameDay

End of business day

$2.00

ACH NextDay

1 business day

$1.00

ACH Expedited

2-3 business days

$0.50

ACH Standard

4-5 business days

$0.50

Real-Time Payments (RTP)

Within seconds

1%

Bank Transfer Receivable Transaction Fees

Delivery option

Delivery speed

Fee

ACH Standard

4-5 business days

0.8% ($5.00 cap)

Check Transaction Fees

Delivery option

Delivery speed

Fee

USPS First-Class

2-5 business days

$1.50

USPS Certified First-Class

2-5 business days

$12.50

USPS Priority

2-3 business days

$12.50

USPS Priority Express

1-2 business days

$35

USPS Priority w/ Signature

2-3 business days

$15

USPS International First-Class

7-14 business days

$4

FedEx Next Day

1 business day

$30

FedEx Two Day

1-2 business days

$15

Basis Points and Addenda Records

Adding an Addenda Record to a payment can result in an additional cost of up to 3 basis points per transaction.

Basis points are a unit of measure used in finance to describe the percentage change.

  • One basis point is equal to 0.01% (1/100th of a percent).

  • A charge of 3 basis points means that the charge is 0.03% of the initial amount.

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