Routable charges different fees based on the type of transaction.

ACH Payable Transaction Fees

Expedited: 2-3 business days


NextDay: 1 business day


SameDay: End of business day


Standard: 4-5 business days


ACH Receivable Transaction Fees

Standard: 4-5 business days

0.8% ($5.00 cap)

Check Transaction Fees

Standard: 7-10 business days


Basis Points and ACH Addenda

Adding an ACH Addenda Record to a payment will result in an additional cost of 3 basis points per transaction.

Basis points are a unit of measure used in finance to describe the percentage change.

  • One basis point is equal to 0.01% (1/100th of a percent).
  • A charge of 3 basis points means that the charge is 0.0003% of the initial amount.
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